Last Updated: February 24, 2026
By accessing or using the website of Chida and Company LLC ("we," "us," or "our") at chidaandcompany.com, you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our website or services.
Chida and Company LLC is a direct business lender providing capital solutions including business term loans, revenue-based financing, business lines of credit, invoice factoring, equipment financing, and bridge financing. All funding products are subject to approval and specific terms and conditions.
Our services are intended for business entities and their authorized representatives. By using our services, you represent that you are at least 18 years of age and have the legal authority to enter into binding agreements on behalf of your business.
When using our website and services, you agree to:
By opting in to SMS communications from Chida and Company LLC, you acknowledge and agree that text messages may be sent using an automatic telephone dialing system (ATDS). These messages may relate to your funding inquiry, application status, and service updates.
Message Frequency: Message frequency may vary based on your interactions with our services and the status of your account or inquiry.
Message and Data Rates: Standard message and data rates may apply. Consult your wireless carrier for information about your text messaging plan.
Opt-Out: You may opt out of SMS messages at any time by replying STOP to any message received from us. You will receive a single confirmation message upon opting out.
Help: For assistance with SMS communications, reply HELP to any message or email us at nachiappan@chidaandcompany.com.
Consent is NOT a condition of purchase. You are not required to consent to receive SMS messages as a condition of obtaining any products or services from Chida and Company LLC.
No Mobile Data Sharing: We will not sell, rent, or share your mobile phone number or SMS-related data with third parties for their marketing purposes.
All content on this website, including text, graphics, logos, and images, is the property of Chida and Company LLC and is protected by applicable intellectual property laws. You may not reproduce, distribute, or create derivative works without our written consent.
Our website and services are provided on an "as is" and "as available" basis. Chida and Company LLC makes no warranties, express or implied, regarding the accuracy, reliability, or availability of the website or its content. Submission of an inquiry or application does not guarantee approval of funding.
To the fullest extent permitted by law, Chida and Company LLC shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of your use of our website or services.
These Terms of Service shall be governed by and construed in accordance with the laws of the State of California, without regard to its conflict of law provisions.
We reserve the right to modify these Terms of Service at any time. Changes will be effective immediately upon posting to the website. Your continued use of the website after any changes constitutes acceptance of the modified terms.
If you have any questions about these Terms of Service, please contact us at:
Chida and Company LLC
4464 Willow Road, Suite 101
Pleasanton, CA 94588
Email: nachiappan@chidaandcompany.com